Although the mortgage process can be daunting, below are 5 easy steps to get you started! As a mortgage broker, it will be my pleasure to guide you through every step of the process so that it is easier to realize your dreams of home ownership. 1-Evaluate your borrowing capacity: Before looking for a house, […]

Fixed rate/ Variable rate with constant payment / Adjustable-rate mortgage Fixed rate: Payments are locked in and will not change within the term of your mortgage. Your payment includes capital+ interest. Benefits: security and client can budget accordingly Risks: potential lack of savings ( client may not save as much interest as possible during the […]

Some of the reasons why it’s hard to deal with friends and family for a mortgage: – The relationship between you is friendly and they don’t see you as the professional you are: we are professionals licensed and trained and having continuous education requirements from the financial council we have to follow to stay up-to-date […]